1. Company Information

FM ENTERPRISE & Skills Development provides training, consulting, and business support services within the Republic of South Africa.

All references to “FM ENTERPRISE,” “we,” “us,” or “our” refer to FM ENTERPRISE & Skills Development.

2. No Professional or Financial Advice

All information, training, materials, and consultations are for educational purposes only.

We do not provide:

• Legal advice
• Financial advice
• Tax advice
• Business guarantees

Clients are advised to consult qualified professionals for legal, financial, or tax matters.

3. Safety & Machinery Use

Training involving tools and machinery carries inherent risks.

Participants acknowledge that:

• They assume responsibility for safe operation
• They will comply with occupational health and safety regulations
• They will use proper protective equipment

FM ENTERPRISE shall not be liable for injuries or losses resulting from misuse or negligence.

4. Website Use (If Applicable)

All website content is provided in good faith. We do not guarantee:

• Accuracy
• Completeness
• Availability at all times

We reserve the right to:

• Modify content
• Update pricing
• Withdraw services
• Amend policies

Without prior notice.